In our opinion, SIM only contracts are the best product for customers with bad credit. SIM deals often have much less stringent credit checks and there are even some which require no credit check at all but still give you a fantastic deal!
Wherever a customer has an “OK” handset left over from a previous contract or something they’ve bought elsewhere (maybe your mum or dad gave you theirs?) we would recommend customers switch to a much lower-cost SIM contract. This does two things: 1) it lowers your bills, giving you alittle extra in the bank to save for your next handset, and 2) it builds your credit score and reputation with a network – Some networks even offer customers a mobile once they’ve used a sim for a few months.